HDB Financial Services

HDB Financial Services

HDB Financial Services

New to Credit Loan
CIBIL or Equifax rating need now not be a deterrent when you practice for Loans or Credit.

As a first time borrower, the usual project is discovering creditors who are willing to lend to you due to restricted or no credit score history. To address this assignment, HDB offers you custom designed Loan aimed for first time borrower like yourself.

We are here to unlock your Credit capability.

Our proprietary New-To-Credit profiling engine starts off with records from the bureaus.
We then in addition construct on it with secondary statistics from non-conventional information assets.
These non-conventional records sources help us recognize you higher and make merchandise to be had to you in spite of your restricted credit score records.
Our easy person interface enables you without difficulty observe for mortgage at attractive hobby charges, tenure and EMIs so that you do not need to make a product choice inside the darkish.

Get a loan and on the equal time build your credit score score and records.

Loan Amount Upto 1.50 lacs
Loan tenure – 6 / 12 / 18 months
Leverage the energy of your social profile to get admission to credit score
Decide based totally on what you can find the money for and what’s nice for you

Minimum age of 24 years
Salaried Individual with – Minimum 1 yr of submit-qualification enjoy
Employed with Select Corporate

Salaried Individuals include Salaried Doctors, CAs, personnel of pick Public and Private constrained agencies, Government Sector employees consisting of public region undertakings:

Documents required:

Proof of Identity & Address Proof: Passport / Voters ID / Driving License/PAN Card*/Aadhar Card or Proo fof possession of Aadhaar number(on Voluntary basis) / Photo /Driving License/ Voter ID/ Utility Bill (anybody which isn’t extra than months antique of any carrier provider – power, phone, post-paid mobile phone, piped fuel, water invoice) / Registered Rental Agreement/Letter of allotment of accommodation from business enterprise/ go away and license agreements with employers meting out authentic lodging
Date of Birth Proof: Driving License / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of delivery
Bank Statements: Latest statements / Bank passbook (updated within 90 days)
Latest three Months Salary Slip at the side of brand new Form sixteen / ITR / Appointment Letter.

Personal Loan
A planned or unplanned monetary expenditure can arise at any point to your existence. Be it any medical prices, wedding, training, dream holiday, buying, domestic renovation or every other reason, an on the spot personal loan assist you to with all your monetary needs.

A short private loan from HDB Financial Services is the only stop answer for any person looking for economic assistance. We offer collateral free personal loans at appealing hobby rates with bendy repayment tenure. Our unsecured loans also permit you to observe for top up loan to meet your economic requirements. Experience a trouble-loose documentation procedure, short processing and rapid mortgage disbursal.

Our personal loan serves multi-motive for each, salaried and self-employed people. Salaried individuals can get immediately loan or pre permitted personal loan for home protection, planning a holiday or dream holiday, for wedding coaching and greater. Self-hired people might also use the non-public mortgage for a new funding, short term working capital needs and or any other non-public need. We also provide personal loan balance transfer at low hobby charge to ease your monetary burden.

Apply for an instant personal loan online at HDB Financial Services.

Availing Personal Loan from HDB may have quite a few benefits for you.

Personal Loan up to Rs. 20 Lakh
Based to your eligibility, you can get clean private loans as much as Rs. 20 Lakh. At HDB Financial Services, we try to match your economic necessities.

Attractive non-public mortgage interest quotes
Get the benefit of nice low interest personal Loans from HDB Financial Services. These appealing private mortgage hobby quotes are particularly customised based on your need and repaying ability.

Flexible Repayment Tenure
HDB Financial Services gives reimbursement tenure ranging from 12 to 60 months whilst availing a non-public mortgage. You pays the EMIs without any worry of financial burden.

Hassle – Free Documentation Process
Experience a minimal and brief documentation with our brief personal loan application process. When on-line personal mortgage utility is made, the entire manner is paperless and all you want to do is upload tender copy of the documents to get you started.

Quick Processing and Speedy Disbursal
Based to your documentation and private mortgage eligibility, the mortgage quantity receives permitted immediately and quick disbursed for your financial institution account. This ensures you get an immediately mortgage while not having to await lengthy to apply your budget.

No Collateral or Guarantors Required –
Being an unsecured mortgage, there is no requirement to publish any collateral or guarantor stand-ins to get a private mortgage.

Apply for an immediate online loans via traveling your nearest HDB Financial Services department and avail the great offer based totally on your monetary profile.

Take the next step & manage your immediately economic wishes now.

Apply Now Apply on WhatsApp
How to apply for a Personal Loan from HDB Financial Services
The mortgage utility process

Salaried Individuals encompass Salaried Doctors, CAs, personnel of pick Public and Private restricted businesses, Government Sector personnel consisting of public area undertakings:

Eligibility Criteria

Minimum age of applicant: 21 years
Maximum age of applicant at loan adulthood – 60 years or retirement, whichever is earlier) (65 years for Government Employees. Conditions Apply)
Minimum employment – Minimum 1 12 months in employment with at the least 1-month revenue credited from the modern-day organization
Minimum Net Monthly Income – ₹20,000 for Metro Locations (Ahmedabad, Bangalore, immediate loan Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹15,000 for All Other Locations.
Personal Loan for Self hired (Professionals) encompass self-hired Doctors, Chartered Accountants, Architects, and Company Secretaries.

Eligibility Criteria

Minimum age of Applicant: 22 years
Maximum age of Applicant at mortgage maturity: sixty five years
Years in enterprise: Minimum 3 years
Minimum Annual Income – ₹one hundred thousand/- p.A. For Metro Locations & ₹seventy five,000/- p.A. For non-metro places.

Personal Loan for Self employed (Individuals) consist of self-employed – Sole proprietors, Partners & Directors inside the Business of Manufacturing, Trading or Services.

Eligibility Criteria

Minimum age of Applicant: 22 years
Maximum age of Applicant at mortgage adulthood: 65 years
Years in business: Minimum four years with minimal 2 years in the identical Business
Minimum Annual Income: ₹ 100000/- p.A. For Metro Locations & ₹ seventy five,000/- p.A. For non-metro locations.
Self-hired (Pvt. Co. And Partnership Firms) include Private Companies and Partnership firms inside the Business of Manufacturing, Trading or Services

Eligibility Criteria

Minimum age of Applicant: 22 years
Maximum age of Applicant at mortgage adulthood: sixty five years
Years in business: Minimum 4 years with minimal 2 years inside the same Business
Minimum Annual Income: ₹ a hundred thousand/- p.A. For Metro Locations & ₹ 75,000/- p.A. For non-metro places.
Business have to be income making for the last 2 years
You can also use private mortgage eligibility calculator available on-line totally free.

Take the subsequent step & manipulate your immediate economic needs now.

Apply Now Apply on WhatsApp
How to use for a Personal Loan from HDB Financial Services.

Salaried Individuals consist of Salaried Doctors, CAs, employees of pick Public and Private constrained companies, Government Sector personnel inclusive of public sector undertakings:

Documents required:

Proof of Identity & Address Proof – Passport/Voters ID/Driving License/PAN Card*/Aadhar or Proof of possession of Aadhaar quantity (no Voluntary basis) /Photo Image/Job card issued by means of NREGA duly signed through an officer of the State Government/Letter issued with the aid of the National Population Register containing information of call and deal with/Utility Bill (every person which isn’t greater than months vintage of any service company – electricity, telephone, post-paid mobile smartphone, piped gas, water bill/Registered Rental Agreement/Letter of allotment of lodging from corporation/go away and license agreements with employers doling out official lodging
Proof of Date of Birth – Driving License / PAN Card / Passport / Birth Certificate / 10th / twelfth mark sheet bearing date of delivery
Bank Statements – Latest statements / Bank passbook (updated inside 90 days)
Latest three Months Salary Slip together with trendy Form sixteen / ITR / Appointment Letter.
Self-hired (Professionals) include self-employed Doctors, Chartered Accountants, Architects, and Company Secretaries.

Documents required:

Proof of Identity & Address Proof: Passport / Voters ID / Driving License/PAN Card/Aadhar Card or Proof of possession of Aadhaar range(on Voluntary basis) Photo/Driving License/ Voter ID/ Utility Bill (everyone which isn’t always greater than months vintage of any service company – electricity, smartphone, post-paid mobile telephone, piped gasoline, water/Registered Rental Agreement / Letter of allotment of accommodation from enterprise/ go away and license agreements with employers shelling out legitimate lodging Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / tenth / 12th mark sheet bearing date of delivery
Bank Statements: Latest statements / Bank passbook (up to date within ninety days)
Latest ITR along side computation of income, B/S & P&L a/c for the last 2 years licensed through a CA
Self-employed (Individuals) encompass self-employed – Sole proprietors, Partners & Directors within the Business of Manufacturing, Trading or Services.

Documents required:

Proof of Identity & Address Proof: Passport / Voters ID / Driving License/PAN Card* of the Proprietorship Firm and Proprietor/Aadhar Card or Proof of possession of Aadhaar number(on Voluntary foundation) /Photo/Driving License/ Voter ID/ Utility Bill (anyone which isn’t always extra than two months antique of any carrier issuer – energy, smartphone, put up-paid cell cellphone, piped fuel, water invoice)/Registered Rental AgreementLetter of allotment of accommodation from enterprise/ leave and license agreements with employers dishing out professional accommodation/Registration Certificate
Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / tenth / 12th mark sheet bearing date of birth
Bank Statements: Latest statements / Bank passbook (up to date within 90 days)
Latest ITR together with computation of earnings, B/S & P&L a/c for the last 2 years certified by using a CA
Proof of continuation: Trade license /Establishment /Sales Tax certificates
Other Mandatory Documents – For the Proprietorship Concern any two of the subsequent documents ought to be acquired(Registration certificate, Certificate/license issued through the municipal authorities below Shop and Establishment Act, Sales and profits tax returns, CST/VAT/ GST certificates (provisional/very last), Certificate/registration file issued with the aid of Sales Tax/Service Tax/Professional Tax authorities, IEC (Importer Exporter Code) issued to the proprietary subject by using the workplace of DGFT/ Licence/certificate of practice issued inside the call of the proprietary challenge through any professional frame included below a statute, Complete Income Tax Return (not just the acknowledgment) in the call of the only proprietor in which the firm’s income is pondered, duly authenticated/mentioned through the Income Tax authorities, Utility payments inclusive of electricity, water, and landline phone bills.)
Self-employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Documents required:

Proof of Identity & Address Proof: Passport / Voters ID / Driving License and PAN Card* of all Partners /Directors/ each legal signatory /Aadhar Card or Proof of ownership of Aadhaar quantity(on Voluntary basis) / Photo/Utility Bill (everybody (all of us which isn’t always extra than months vintage of any carrier issuer – strength, smartphone, put up-paid cell telephone, piped gas, water invoice) / Registered Rental Agreement/Letter of allotment of lodging from organisation/ leave and license agreements with employers dishing out reliable accommodation
Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / tenth / 12th mark sheet bearing date of beginning
PAN CARD of the Partnership Firm or Private Ltd Company. (Mandatory)
Registration Certificate for Partnership firm
Bank Statements: Latest statements / Bank passbook (updated within 90 days)
Power of Attorney granted to a companion, managers, officers or an employee of the company or a company to transact enterprise on its behalf.
The entire Income Tax go back (now not just the acknowledgment) in the name of the Partnership Firm in which the company’s earnings is contemplated, duly authenticated/stated with the aid of the Income Tax Authorities.
Proof of continuation: Trade license /Establishment /Sales Tax certificates/ SSI Registration
Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed (to be established against original), Certified proper replica of Memorandum & Articles of Association (Certified by Director) & Board resolution (Original).)
For Pvt Ltd. Companies. – Following required extra

1 a) Certified Copy of Certificate of Incorporation and an up to date Memorandum and Articles of Association (certified either via Company Secretary / Director);
Certified Copy of Resolution of the Board of Directors to open an account and identity of these who’ve authority to perform the account duly signed by two administrators or a corporation secretary;
Form 32 / DIR 12 duly filed with Registrar of Companies – Only in instances where the list of directors aren’t authentic subscribers to MOA & AOA, and
Certified copy of the Form 18 / INC 22 filed with Registrar of Companies.- Only in cases in which the address is different from record indexed in 1 a)
Take the next step & manipulate your instantaneous financial needs.

Two Wheeler Loan
Having your very own wheelers to navigate fast thru the town site visitors is virtually a blessing in these days’s time. You can reach faster, be more productive and also get more work accomplished with all of the more time you store.

While planning to purchase a two wheeler car comes monetary constraints. Here, HDB Financial Services play a vital role by means of imparting Two wheeler mortgage to meet your monetary needs. We provide you with the fine wheeler loan hobby fee and flexible reimbursement tenure. Take advantage of our additional offerings including low down-price schemes and 24×7 Road aspect help at no additional fee. Applying for an immediately wheeler loan on line at HDB Financial Services is a brief and convenient method.

24×7 Road side assistance will be supplied with Two Wheeler Loan at no extra cost.

Lots of interesting gives anticipate you. Visit your nearest provider showroom and call HDB sales consultant.

*Currently operational in select towns best. *T&C apply.

Choose our wheeler mortgage calculator to plan your price range thus.

Availing a motorcycle loan or scooter loan will provide you the following benefits:

Apply for an internet two-wheeler mortgage or through traveling your nearest HDB Financial Services branch and avail the nice offer based totally for your economic profile.

Loan Value as much as 95% of the On – Road Price of Two Wheeler
At HDB Financial Services, we try to fulfill your monetary requirements. We offer motorbike finance and scooter finance of up to ninety five% of the on-avenue fee of the bike or scooter you pick out to buy.

Attractive Interest Rates
We customize the two wheeler mortgage interest price to in shape your monetary need and repaying capacity. Get the first-rate low interest motorcycle mortgage supplied through HDB Financial Services.

Flexible Repayment Tenure
When availing the first-rate wheeler mortgage, you may take benefit of the repayment tenure starting from 12 to 60 months. You will pay the bike loan EMIs with none financial burden. Choose our motorbike mortgage emi calculator to calculate your EMIs earlier.

Hassle – Free Documentation Process
Experience a minimal and quick paperless documentation with our instant two wheeler mortgage software technique. When you follow for a bike loan or scooter mortgage, the whole technique is paperless and all you want to do is upload gentle copy of the files to get you began.

Quick Processing and Speedy Disbursal
Based on your eligibility and documentation, the bike loan or scooter mortgage quantity receives authorised instantly. Your two wheeler mortgage quantity gets distributed fast and you could personal a motorbike or scooter of your preference.

Easy Repayment
We ensure that your bike mortgage repayment method is with none financial burden. Based in your documentation and financial profile, you could choose flexible EMIs that meet your financial wishes.

Road Side Assistance
At HDB Financial Services, we offer a huge variety of blessings while seeking to meet your requirement. We provide 24×7 Road side assistance with our two wheeler loan at no additional price.

Applicant ought to be a resident of India
Minimum Age: 21 years
Applicant should be Salaried/ Self-Employed
Applicant must not exceed fifty eight years at give up of mortgage tenure (for Salaried), 60 years at quit of loan tenure (for Govt. Salaried) & sixty five years at cease of mortgage tenure (for Self-Employed)
Minimum Net take domestic Salary of Rs.10,000/- in line with month for Salaried applicants
Minimum ITR of Rs.1.20 lakhs yearly for Self Employed candidates.

Proof of Identity & Address Proof (Any One)

Passport / Voter’s ID/ Driving License/ PAN Card*/ Aadhar Card or Proof of possession of Aadhaar range(on Voluntary foundation)
Utility Bill (Any One inside closing 3 months) OR Registered Rental Agreement/Letter of allotment of accommodation from enterprise/ go away and license agreements with employers shelling out respectable accommodation
Income Proof: (Applicable for Income proof software)

Salaried: Latest Salary slip/ Last 3 months Bank Statement reflecting Salary credit/ Latest Form sixteen/ Latest ITR

Self-Employed: Latest ITR/ Latest Tax Challan with ITS 2/ Latest Sales Tax Return/ Latest Audited Certified Reports/ TDS Certificate for identical FY

Surrogate proof (In lieu of Income evidence):

Own House evidence / Agricultural Land possession proof / Bank Statement – Last three months/ Own Car evidence / Debit Card / Credit Card)

Note: Document necessities mandate can be as consistent with policy suggestions.

Auto Loan
Travelling has end up a part of each person every day lifestyles – be it commuting to work, traveling along with your family or even going for a fast weekend getaway. Owning your automobile will help you meet your desires of comfort journey and convenience, irrespective of how various it is able to be. A car loan assist you to get a step closer to owning your dream car.

An immediate automobile loan from HDB Financial Services offers monetary assistance for the ones looking for to buy a brand new or used automobile. We also offer used automobile refinance for those looking for to refinance existing low hobby vehicle loans. Our loan offerings consist of top u.S.On present car mortgage, appealing interest quotes, quick and fast processing, and a hassle loose documentation processing.

We offer three styles of vehicle loans:

  1. Loan for New Car purchase
  2. Loan for Used Car buy
  3. Loan for Used Car Re-finance

Apply for fast vehicle mortgage online at HDB Financial Services.

Availing an automobile mortgage from HDB Financial Services can provide you numerous benefits:

Apply for online vehicle mortgage or visit your nearest HDB Financial Services branch to avail the best provide based totally for your financial profile.

Attractive vehicle loan interest rates
Get the advantage of low vehicle loan interest rates that we offer in your new or used car buy. We even re-finance the used automobiles to meet your quit-to-stop necessities.

Top up on existing car loan
Based on your contemporary wishes, you could opt for a pinnacle up in your existing vehicle mortgage in case you want to buy a new automobile, used vehicle or need to refinance your used/2nd hand vehicle mortgage.

Car Loan up to ninety% of Vehicle Value
Get a vehicle loan up to ninety% of the car fee, relying for your eligibility based on new car, used car buy, or even on used vehicle re-finance. At HDB Financial Services, we attempt to fulfill your monetary requirement.

Flexible Repayment Tenure
Whether it is a new car purchase, a used vehicle purchases or even a used car re-finance, our flexible compensation tenure of 12 to 48 months ensures that you haven’t any financial burden.

Hassle Free Documentation
Experience a brief and trouble-free documentation with our utility for auto finance. When you apply for a brand new or second hand car mortgage or even used vehicle reliance, our documentation technique is absolutely paperless. You most effective want to add the smooth copies on line.

Repayment Through Convenient EMIs
Our automobile loan offerings for a new automobile or used vehicle buy, or maybe used car re-finance come with bendy reimbursement options thru handy EMIs. Based in your eligibility, you could opt for the fine EMI appropriate to your needs.

Salaried Individuals:

Eligibility Criteria

Minimum age of applicant: 21 years
Maximum age of applicant at mortgage adulthood: 58 years (60 years for Central Government, Employees)
Employment: Minimum three years in employment and minimal 1 year within the modern enterprise
Minimum Net Monthly Income: ₹ 35,000 per month.
Self Employed (Non-Professionals, Individual & Proprietorship firms): Eligibility Criteria:

Minimum age of applicant: 21 years
Maximum age of applicant at mortgage maturity: sixty five years
Years in enterprise: Minimum 3 years within the equal enterprise
Minimum Annual Income: ₹ two hundred,000 per annum.
Self Employed (Partnership Firms & Private Limited Company):

Eligibility Criteria

Minimum age of applicant: 21 years
Maximum age of applicant at mortgage adulthood: 65 years
Years in business: Minimum 3 years in the same enterprise
Minimum Annual Income: ₹ 200,000 in keeping with annum.

Salaried Individuals:

Documents required:

Proof of Identity & Address Proof: Passport / Voters ID / Driving License/PAN Card*/Photo Credit Card / Photo/ Employee ID card for Govt.& PSU employees /Driving License/ Voter ID/ Utility Bill (all and sundry (each person which isn’t more than two months old of any provider company – energy, phone, publish-paid mobile cellphone, piped gas, water invoice)/ Registered Rental Agreement /Letter of allotment of lodging from business enterprise/ leave and license agreements with employers dishing out professional lodging
Bank Statements – Latest statements / Bank passbook (up to date inside 90 days)
Latest 3 Months Salary Slip in conjunction with modern-day Form sixteen / ITR / Appointment Letter.
Self Employed (Non-Professionals, Individual & Proprietorship firms):

Documents required:

Proof of Identity & Address Proof: Passport / Voters ID / Driving License/ PAN Card*/ Shops & Establishment certificate/ Trade license certificate/ SSI registration certificate/ Sales Tax / VAT registration certificates /Utility Bill (all people(absolutely everyone which is not more than months old of any provider company – electricity, telephone, submit-paid cellular phone, piped gasoline, water invoice) /Shops & Establishment certificates/Trade license certificates/ SSI registration certificates- Sales Tax /VAT registration certificate/Driving License/ Voter ID / Registered Rental Agreement /Letter of allotment of accommodation from organization/ go away and license agreements with employers allotting respectable lodging
Bank Statements – Latest statements / Bank passbook (up to date within ninety days)
Latest 2 years ITR in conjunction with computation of Income and modern-day 2 years Audited Financials required (if relevant) along with Audit Report
Self Employed (Partnership Firms & Private Limited Company):

Documents required:

Partnership deed for companies / Memorandum of Association for companies
Proof of Identity & Address Proof: Passport / Voters ID / Driving License/ PAN Card*, Utility Bill (all of us (every person which is not extra than two months antique of any service company – energy, telephone, submit-paid cellular phone, piped gas, water bill) /Shops & Establishment certificates/ Trade license certificate/ SSI registration certificate- Sales Tax /VAT registration certificates/ Registered Rental Agreement/Letter of allotment of accommodation from business enterprise/ leave and licence agreements with employers meting out authentic lodging.
Bank Statements – Latest statements / Bank passbook (up to date inside 90 days)
Latest 2 years ITR in conjunction with computation of Income and brand new 2 years Audited Financials required (if relevant) in conjunction with Audit Report/ Latest ITR to be filed at the least 60 days prior to login of report
Passport size pix
Proof of continuation (Trade license / Establishment / Sales Tax certificates/ SSI Registration)

Gold Loan
An pressing monetary requirement may additionally arise at any factor for your commercial enterprise or personal needs, leading you to searching for immediately monetary assistance. An immediate gold loan is an easy and short way to get the desired finance in this type of situation. Your gold investments can always are available handy, as opposed to mendacity dormant to your locker.

A gold mortgage from HDB Financial Services is the remaining solution for any urgent economic needs. For availing loan in opposition to gold, you just need to pledge your gold jewelry or adorns with us. Once you repay the gold loan quantity with hobby or costs (if any), your gold jewelry or embellishes are returned to you.

We offer gold mortgage finance at attractive hobby costs, even as ensuring ultimate safety and security on your gold jewellery or ornaments with us. Experience a hassle-free reimbursement tenure with bendy repayment options.

Apply for a gold mortgage online at HDB Financial Services.

Opting for a mortgage towards gold from HDB Financial Services will offer masses of benefits:

Apply for an online gold mortgage or by means of go to your nearest HDB Financial Services branch and avail the high-quality provide based in your monetary profile.

Gold Loan as much as 75% of gold fee or Rs. 20 Lakh
Based for your eligibility and fee of the gold safety furnished, you can get a gold loan up to 75% of the gold cost, or Rs. 20 Lakh. At HDB Financial Services, we attempt to meet your monetary needs, regardless of how varied it may be.

Competitive Interest Rates
Take advantage of the exceptional competitive hobby rates from HDB Financial Services. These low interest gold loans are especially customised primarily based to your repaying capability and your immediately economic requirements.

Flexible Repayment Tenure
HDB Financial Services offers a repayment tenure as much as forty eight months, whilst eligible for a gold mortgage finance. EMIs are customised primarily based for your want, to ensure undesirable financial burden.

Safety and Security of Gold
At HDB Financial Services, we apprehend your want for maximum protection and safety of your gold. We ensure that your gold is properly protected with us, till the time of entire loan compensation.

Whether you’re a salaried person, expert or a businessman, we’ve got loan designed to fit your requirement

Eligibility Criteria

Minimum age of applicant: 21 years
Maximum age of applicant at mortgage adulthood: sixty five years
Gold jewelry need to be owned via the applicant or any of the circle of relatives participants.

Whether you are a salaried man or woman, professional or a businessman, we’ve got mortgage designed to suit your requirement

Documents required:

Proof of Identity & Address Proof – (Passport / Voter’s ID / Driving License/PAN Card*/Aadhar Card or Proof of possession of Aadhaar wide variety(on Voluntary basis))
Signature Proof (Passport /Driving License/Banker’s verification) Driving License/ Voter’s ID / Utility Bill (all people (everyone which isn’t always more than months old of any service issuer – electricity, smartphone, post-paid cellular telephone, piped gas, water invoice) / Registered Rental Agreement/Letter of allotment of lodging from agency/ depart and license agreements with employers doling out respectable lodging/ Credit Card Statement)
Date of Birth Proof (Driving License / PAN Card / Passport / Birth Certificate / 10th / twelfth mark sheet bearing date of start)
2 passport size images.

Loan for Doctors/ Medical Practitioners
Being a health practitioner is an honorable career, and we at HDB apprehend your offerings and provide quite a number schemes for easy loans.

Our schemes are best for increasing scale of operations, provide better remedy facilities, boost the extent of carrier, and so on. We offer a low interest rate and short approval.

Loan to Individual Doctors & Medical Practitioners.
No Guarantors or collaterals required
Choose from bendy repayment tenure – starting from 12 months to 60 months
The mortgage is available for following functions:
Any private cause together with purposes for assembly charges of professional requirement.
Development of Clinic / Clinic-cum-house, Nursing Home, Pathological Laboratory.
Purchase of scientific / diagnostic system, putting in of operation theatre and many others.
Purchase of office gadget viz. Computers, fax, air-conditioners and fixtures and so on.
Purchase of car, ambulance, and so forth.
Expansion/ renovation/ modernization of current premises/ Clinic/ Nursing Home.
Working Capital requirement consisting of inventory of drugs.

Maximum age: sixty five years on date of sanction of mortgage.
Graduate Doctors (MBBS/BDS) / Post Graduate Doctors (MD/DM/MS/MCH/MDS) – Minimum 4 years of post-qualification revel in.
Own House/Clinic (Parental/own residence in any vicinity in which HDBFS operates)

Income Documents – ITR for final 2 years
Education qualification certificates
Identity evidence & Permanent Address evidence
Property possession proof( either workplace / house).
Medical Registration Certification.

Loan Against Property
You usually require finances in your enterprise or non-public use. It may be for starting a new enterprise venture or working capital for expanding your existing commercial enterprise. In such circumstances, you may make use of your own home to its full capacity and avail a mortgage in opposition to assets. With this multi-reason belongings loan, you could fulfil your business as well as non-public economic requirements.

An on the spot loan in opposition to belongings from HDB Financial Services is the fine monetary answer for the ones searching for long term capital. We provide the first-class mortgage towards assets, at attractive hobby costs, together with a flexible compensation tenure. You can loan your residential or business belongings to avail low appealing EMIs through your mortgage against assets.

Apply for an on the spot loan in opposition to property on line at HDB Financial Services.

Availing a loan against property from HDB will have a variety of advantages for you.

Apply for an immediately mortgage in opposition to property online or by journeying your nearest HDB Financial Services department and avail the best offer primarily based in your monetary profile.

Loan up to Rs. 12 Crore or 60% of the market cost
Based on your eligibility and documentation, you can get clean loan in opposition to assets up to Rs.12 Crore or 60% of the marketplace price of the assets. At HDB Financial Services, we attempt to meet your monetary requirements, irrespective of how various it is able to be.

Attractive Loan against belongings Interest Rate
Get the gain of quality low interest loan in opposition to assets from HDB Financial Services. These attractive interest quotes are mainly customised based totally to your want and repaying potential.

Flexible Repayment Tenure
HDB Financial Services offers reimbursement tenure ranging as much as one hundred eighty months whilst availing a mortgage towards property. You will pay the EMIs without any fear of economic pressure.

Hassle – Free Documentation Process
Experience a minimal and short documentation with our seamless utility manner for mortgage against belongings. When you follow for an online loan towards belongings, the entire process is paperless and all you want to do is add soft replica of the files to get you began.

Quick Processing and Speedy Disbursal
Based in your documentation and eligibility, the loan amount receives approved right away and quickly distributed on your bank account. This guarantees you get an instant mortgage in opposition to property while not having to await long to use your budget.

Balance Transfer Facility
Transfer your previous mortgage against assets with us, put off your high fee debt. Based for your credibility and financial profile, you may get the exceptional belongings mortgage costs to be had in the market.

Loan Against Rent Receivables
Get a loan towards belongings based on the rental earnings of your leased property. At HDB Financial Services, you could get appealing hire apartment discounting based totally for your financial profile and credibility.

Loans to Purchase A New Shop Or Office For Your Business
HDB Financial Services provides a really perfect strategy to match your monetary necessities. Get a loan towards property to purchase a new store or workplace with the intention to assist enhance your cutting-edge enterprise.

No precise standards

DOCUMENTATION

Whether you’re a salaried man or woman, self-hired person, partnership firm or private restricted enterprise, we have a loan designed to fit your requirement.

Documents required

Salaried Individuals:

Proof of Identity & Address – Any one in all / (Postpaid Telephone Bill, Electricity Bill– not greater than two months antique / Voters Card/ Drivers Licence / Employers Card.
Latest Bank Statement / Passbook (in which salary/income is credited for the beyond 6 months).
Latest three Months Salary Slip with all deductions & Form 16 for the closing 2 years
Copies of all Property Documents.
In case of any present mortgage, want to put up sanction letter, fee music file and many others.
Self Employed/Business/Self Employed specialists:

Certified Financial Statement for the last 2 years
Proof of Identity & Address – Any one in every of / Postpaid Telephone Bill, Electricity Bill – no longer greater than two months vintage / Voters Card/ Drivers Licence / Employers Card.
Latest Bank Statement / Passbook (in which salary/earnings is credited for the past twelve months – (both financial savings and modern-day).
Copies of all Property Documents.
In case of any present loan, need to post sanction letter, fee music record and so on.
Sales deed/ agreement (executed)
Company registration license
Last 3 years Income tax returns of the applicant at the side of computation of earnings duly attested via a Chartered Accountant
Audited balance sheet and Profit & Loss money owed, which include tax audit file, if relevant
Professional Degree Certificate: (in case of experts)
Investment evidence (if any): constant deposit, fixed assets, stocks, etc.
Passport length, coloured picture.

Consumer Durables Loan
Looking to buy new home appliances? Want to upgrade your home? Make your dreams come to fact via availing a consumer durable loan from HDB Financial Services with up to a hundred% funding of your buy.

Our consumer finance allows you pay for the acquisition of client long lasting items which includes refrigerators, washing machines, TVs, air-conditioners, microwaves and much extra. You can avail a consumer durable loan with low down bills and at affordable EMIs with flexible repayment tenure. Thus, a customer durable finance makes your lifestyles more at ease without any economic burden for your financial savings.

Apply for a Consumer Durable mortgage on-line at HDB Financial Services or Visit your nearest HDBFS companion save to find out extra.

Features and Benefits of Consumer Durable Loan

Availing a customer loan from HDB may have a variety of benefits for you.

Apply for a patron loan online or with the aid of journeying your nearest HDB Financial Services branch and avail the first-class provide primarily based for your financial profile.

No Cost EMI** and Low Down Payments
You can get a purchaser loan at No Cost EMI** and occasional down price to your software. At HDB Financial Services, we attempt to fulfill your desires as green as viable.

Easy Repayment Options
With our customer long lasting loans, we strive to ensure which you enjoy a strain free repayment system. Make the maximum of long lasting loan presenting with smooth reimbursement options and handy EMIs.

Minimal documentation
Experience a minimal documentation with our immediately client loan application technique. When you practice for a customer loan on line, the entire manner is paperless and all you need to do is add tender reproduction of the documents to get you began.

Instant Approvals
With our instantaneous approval manner, you do no longer have to wait longer if you want to get right of entry to your funds. At HDB Financial Services, we make sure which you experience a strain loose mortgage utility and approval method.

No security deposit
Our unsecured patron loan ensures that there is no requirement to submit any protection deposit or collateral.

Eligibility Criteria for Consumers Loan
Minimum Age: 18 years
Applicant must be a resident of India

Documents Required for a Consumer Durable Loan
Identity & Address Proof – Standard KYC like PAN Card*, Aadhar Card or Proof of possession of Aadhaar range(on Voluntary foundation), Driving License, Voters ID, (Utility Bill like Electricity bill, Postpaid Landline bill which is not extra than two months antique.
Bank account declaration / passbook (up to date inside ninety days)
Passport size photo.

How to use for a Consumer Durable Loan from HDB Financial Services
The mortgage application technique for a client long lasting mortgage is very simple. You can follow from any of the subsequent alternatives:

  1. Visit our ‘Apply Now’ web page

Step 1: Fill inside the personal details along with the cell variety OTP verification
Step 2: Fill within the Professional information
Step 3: Your Consumer Loan application is generic and our representative will get in contact with you soon
Step four: Upload the specified files

  1. Download our ‘HDB On The Go’ android app

Step 1: Verify the mobile range with OTP
Step 2: Click on ‘Apply for a New Loan’
Step 3: Enter the specified mortgage and applicant details
Step four: Enter the specified address facts
Step 5: Complete the image/signature

  1. Visit your nearest HDB Financial Services Branch and call our purchaser mortgage representative at the department.
  2. Call on our customer service variety +914442984541 and observe for instant customer mortgage.
  3. Visit your nearest HDBFS accomplice store to discover more.

*HDB Financial Services Ltd may additionally use the offerings of various agents on its behalf for the purpose of sales and advertising for HDB’s services and products.

Loan against Securities
At HDB, we recognize how a lot you price your investments and want them to stay with you for a protracted-term. With our Loan in opposition to Securities provide, you may meet on the spot cash requirements while not having to liquidate the securities.

If you have any of the following securities, you could avail the loan:

Insurance guidelines*
Bonds*
NSC
KVP
Simple and hassle-unfastened mortgage manner
Loans up to 50 Lakhs
No hidden costs

  • Conditions Apply: Minimum vintage for the coverage coverage is 36 months for approving Loan Against Insurance Policy. Refer FAQs for information.

Applicant need to be a resident of India
For selected securities, loans may be given to Hindu Undivided Families, Companies, Sole Proprietorship or Partnership Firms *
Loans can’t accept to minors and Trusts.
Securities have to be inside the name of the eligible debtors.
Applicant can pledge securities from HDB’s authorised listing handiest

NABARD’s Bhavishya Nirman Bonds
Saving Bonds issued by using RBI
Approved Life Insurance Policies issued by L.I.C
Approved Life Insurance Policies issued through choose Private Insurance Companies
National Savings Certificates (NSC)
Kisan Vikas Patra (KVP)
Gold Deposit Certificates

  • Conditions Apply
    The minimum antique for the insurance policy is 36 months for approving Loan Against Insurance Policy. Refer to FAQs for information.

Proof of Identity & Address Proof – (Passport / Voter’s ID / Driving License/PAN Card*/Aadhar Card or Proof of possession of Aadhaar number(on Voluntary basis))
Signature Proof (Passport /Driving License/Banker’s verification) (Driving License/ Voter’s ID / Utility Bill (someone (everybody which is not extra than two months old of any carrier issuer – power, telephone, put up-paid mobile phone, piped fuel, water invoice)/ Registered Rental Agreement /Letter of allotment of accommodation from company/ leave and license agreements with employers meting out reputable accommodation)
Audited Balance Sheet, Profit & Loss Account of the ultimate two years and IT returns of the last 2 years in case of Companies / Proprietorships / Partnership corporations.

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